Tag Archives: Craig A. Newman

Part III: Our Last Look at the CCPA’s Definition of “Personal Information”

by Craig A. Newman and Jonathan (Yoni) Schenker

In our third and final installment on the California Consumer Privacy Act’s (CCPA) expansive definition of “personal information,” we look at other sections of the CCPA that either limit the applicability of the law’s “personal information” definition or exclude information from coverage under the law.

The CCPA excludes information that otherwise meets the definition of “personal information” if the information is already governed under specified federal or state statutes or regulations. Cal Civ. Code §§ 1798.145(c-f)[1]. The CCPA also adopts a narrower definition of “personal information” when conferring a private right of action in the context of a data breach. Id. § 1798.150; see id. § 1798.81.5(d)(1)(A). As we will discuss in a later post, when a private litigant files a data breach lawsuit, the CCPA’s definition of “personal information” isn’t in play but the narrower definition from the state’s existing data breach statute is used.

Our three-part series is designed to help businesses identify whether they hold information covered under the law, while also highlighting the potential pitfalls in the definition as we await interpretative regulations from the California Attorney General and potential amendments from the state’s legislature. In Part I[2], we explored the breadth of the definition, which is unprecedented in the United States. In Part II[3], we explored the law’s two explicit exclusions from the “personal information” definition for “publicly available” and “deidentified or aggregate consumer information,” noting the lack of clarity in the language of the law. Finally, we conclude our series with a look at the rest of the statute for exclusions from, and limitations to, the information covered under the CCPA. Continue reading

Part II: A Closer Look at the CCPA’s Definition of “Personal Information”

by Craig A. Newman and Jonathan (Yoni) Schenker

 Our three-part series on the California Consumer Privacy Act’s (CCPA) expansive definition of “personal information” is designed to help businesses identify whether they hold information covered under the law, while also highlighting the potential pitfalls in the definition as we await interpretative regulations from the California Attorney General and potential amendments from the state’s legislature. In Part [1], we explored the breadth of the definition. We now turn to the law’s two explicit exclusions from the definition of “personal information.” 

The CCPA excludes two categories of information from its definition of “personal information”: “publicly available information” and “consumer information that is deidentified or aggregate consumer information.” Cal Civ. Code § 1798.140(o)(2) [2]. As we discuss below, the statute’s definitions of both terms are far from clear, and as with other aspects of the CCPA, interpretative regulations will be useful in assisting businesses as they work their way through both exceptions. Continue reading

Part I: A Closer Look at California’s New Privacy Regime:The Definition of “Personal Information”

 by Craig A. Newman and Jonathan (Yoni) Schenker

The California Consumer Privacy Act (CCPA) is set to become “operative” on January 1, 2020.  As we have written[1] in earlier[2] blog[3] posts[4], the CCPA is the most sweeping consumer privacy law in the country.

And the CCPA isn’t set in stone. The California Attorney General’s office recently concluded a public comment period as it prepares to draft interpretative regulations mandated by the CCPA. Not surprisingly, industry lobbyists are out in full force advocating for the legislature to amend the law. Yet with January 1st approaching, businesses potentially affected by the CCPA must start preparing for the law’s implementation.

In an effort to assist organizations in complying with the CCPA’s requirements – and all its moving pieces – we are taking a closer look over the next few months at key aspects of the law. In the event of changes to the CCPA, we will also highlight those on this blog. Continue reading

Incoming DFS Chief Calls Cyber the “Number One Threat” Facing Industry and Government

by Craig A. Newman and Alejandro H. Cruz

The incoming chief of New York’s top financial services regulator called cybersecurity “the number one threat facing all industries and governments globally” during a speech on Friday, April 12, 2019 at the Association of the Bar of the City of New York.

Linda Lacewell, acting superintendent of the New York State Department of Financial Services (“DFS”), made her remarks at an event focused on insurance regulation and they come at a time when the state’s sweeping cybersecurity regulation — initially implemented more than two years ago — is now in full force. Lacewell, a former federal prosecutor, was nominated in January 2019 by New York Governor Andrew Cuomo to head DFS, which oversees banking and insurance in the state. Lacewell was Cuomo’s chief of staff. Her confirmation has not yet been scheduled. Continue reading

SEC’s First “Red Flags” Enforcement Case Focuses on Board’s Role

by Craig A. Newman

A little-noticed consent decree entered into by the U.S. Securities and Exchange Commission earlier this year should be setting off alarm bells for financial firms and their boards of directors.

In a cease and desist order against Voya Financial Advisors, the investment advisory unit of Voya Financial, the SEC – for the first time – enforced its “Identity Theft Red Flags Rule” in punishing the firm for allegedly lackluster data security practices. The SEC charged that hackers were able to access sensitive client information including Social Security Numbers, account balances and even details of client investment accounts. The commission called out the company’s board of directors for failing to “administer and oversee” compliance with the rule. Continue reading