Abdus Sattar Ghazali of Dawn writes that a growing number of American Muslims and Muslim businesses have had their bank accounts closed without explanation since September 11, 2001, including a New Jersey organization, the Islamic Education Centre, which was recently dropped from its bank of 13 years. Muslims or people with Middle Eastern-sounding names have also been denied loans or have been required to provide unusual amounts of private information when setting up accounts. According to the American Bankers Association, all this is legal due to new, post 9/11 laws that allow financial institutions to shut down accounts at any time without explanation.